CRNA Pay in 2026: Locum vs Permanent, 1099 vs W-2, and Pay by State
A permanent salary and a locum hourly rate do not compare directly. Here is what nurse anesthetists earn in every state that publishes it, what locum assignments pay and what the rate leaves out, and how to put a 1099 rate and a W-2 offer on the same page.
Every CRNA weighing a move ends up comparing two numbers that do not compare: a permanent salary and a locum hourly rate. The salary arrives with health insurance, a retirement match, paid time off, and an employer paying half of your Social Security and Medicare. The hourly rate arrives with none of that and is still, very often, the bigger number. This guide puts both on the same page: what the federal wage data says CRNAs earn in each state, what locum assignments advertise, how to turn a 1099 rate into something you can hold against an offer, and how the supervision rules in your state shape the job you would be paid for.
What CRNAs earn by state
The Bureau of Labor Statistics publishes annual wages for nurse anesthetists in 44 states in its May 2025 Occupational Employment and Wage Statistics. The median across those states is $247,240. The highest state median is Alaska at $341,210, followed by New York at $321,030, Massachusetts at $295,550, California at $292,410, and New Jersey at $291,350. The lowest is Utah at $126,600.
Two cautions before you lean on a state figure. The survey counts employees, so it reflects W-2 salaries and leaves out self-employed and 1099 CRNAs, which means most locum income is not in it. And a state median blends every setting, from academic centers to rural hospitals, so the posting in front of you can sit well above or below it.
| State | Median | Mean | Supervision |
|---|---|---|---|
| Alaska | $341,210 | $311,110 | Opted out |
| New York | $321,030 | $285,020 | Federal rule applies |
| Massachusetts | $295,550 | $303,310 | Opted out |
| California | $292,410 | $283,780 | Opted out |
| New Jersey | $291,350 | $290,920 | Federal rule applies |
| Illinois | $286,830 | $251,600 | Federal rule applies |
| Vermont | $283,060 | $289,870 | Opted out |
| West Virginia | $278,530 | $275,100 | Federal rule applies |
| Montana | $277,380 | $270,330 | Opted out |
| New Hampshire | $275,980 | $277,740 | Opted out |
| Washington | $274,390 | $273,760 | Opted out |
| Wisconsin | $273,170 | $272,470 | Opted out |
| Iowa | $273,070 | $253,510 | Opted out |
| Oregon | $272,330 | $280,010 | Opted out |
| Minnesota | $266,190 | $259,210 | Opted out |
| South Carolina | $265,480 | $276,380 | Federal rule applies |
| South Dakota | $263,930 | $249,720 | Opted out |
| Idaho | $263,130 | $265,850 | Opted out |
| Wyoming | $255,250 | $260,650 | Partial opt-out |
| Virginia | $252,110 | $254,820 | Federal rule applies |
| Arizona | $248,660 | $256,610 | Opted out |
| Maine | $247,470 | $259,370 | Federal rule applies |
| Michigan | $247,010 | $253,760 | Opted out |
| Nebraska | $246,730 | $255,610 | Opted out |
| Texas | $244,990 | $255,820 | Federal rule applies |
| North Dakota | $244,240 | $248,580 | Opted out |
| Missouri | $242,630 | $271,780 | Federal rule applies |
| Connecticut | $236,960 | $225,810 | Federal rule applies |
| Ohio | $231,810 | $236,830 | Opted out |
| Georgia | $224,630 | $226,330 | Federal rule applies |
| North Carolina | $224,610 | $226,780 | Federal rule applies |
| Arkansas | $224,280 | $198,540 | Opted out |
| Maryland | $223,140 | $218,050 | Federal rule applies |
| Kentucky | $222,520 | $229,690 | Opted out |
| Louisiana | $222,130 | $243,240 | Federal rule applies |
| Pennsylvania | $221,530 | $233,320 | Federal rule applies |
| Kansas | $212,090 | $206,320 | Opted out |
| Tennessee | $211,450 | $218,870 | Federal rule applies |
| Florida | $210,570 | $239,830 | Federal rule applies |
| Mississippi | $198,410 | $217,470 | Federal rule applies |
| Alabama | $190,300 | $189,120 | Federal rule applies |
| Oklahoma | $156,830 | $190,820 | Opted out |
| New Mexico | $129,370 | $149,980 | Opted out |
| Utah | $126,600 | $139,750 | Partial opt-out |
Bureau of Labor Statistics Occupational Employment and Wage Statistics, May 2025, nurse anesthetists (SOC 29-1151), annual wages by state, highest median first. States without a published figure are omitted. Supervision status from the American Association of Nurse Anesthesiology's July 2026 opt-out fact sheet: “opted out” states have exempted themselves from Medicare's physician-supervision requirement for CRNAs; state law and facility bylaws still apply everywhere.
Do opt-out states pay more?
In this data, the typical state that has fully opted out of federal physician supervision had a CRNA median of $263,930, against $236,960 in states where the federal rule still applies. Treat that as context rather than cause. The opt-out list includes high-cost markets such as Alaska, Massachusetts, and California and rural states that depend on CRNA-only anesthesia, and both push pay up on their own.
What our open CRNA searches are paying
Across the 5 permanent CRNA searches MedStaff Nationwide has open today, posted base compensation runs $175k–$390k, with a median midpoint of $275k. Those are base salaries before call pay, sign-on bonuses, and benefits, and they update as searches open and close. The roles themselves are on our CRNA jobs page.
What locum CRNAs earn
Advertised locum CRNA rates on national job boards commonly run about $175 to $250 an hour in 2026, and some metro postings run higher. In a 2026 survey of 1099 CRNAs published by APEX Anesthesia, most reported earning $200 to $249 an hour and about a quarter reported more than $250. Five things move a locum rate:
- Call, nights, and weekends. Call is usually paid at its own rate, and assignments heavy with it pay more by the hour.
- Case mix. Cardiac, pediatric, trauma, and OB coverage command more than general and orthopedic rooms.
- Notice. A facility that needs coverage next week pays for the urgency.
- Location and travel. Remote rural hospitals pay a premium, and travel and lodging are arranged or reimbursed on top.
- Practice model. Being the only anesthesia provider in the building is worth more than a medically directed room.
Guaranteed hours matter as much as the rate. A $250 rate with a 32-hour weekly guarantee pays less than $220 with a 40-hour guarantee if the schedule thins out, and call hours billed at the call rate should never count toward the guarantee. Read both lines of the assignment confirmation before you compare rates.
1099 vs W-2: putting the two on the same page
Most locum CRNAs work as independent contractors on a 1099, including those placed by MedStaff Locum Tenens. Permanent CRNAs are employees on a W-2. Here is what each side actually includes:
| Locum on a 1099 | Permanent on a W-2 | |
|---|---|---|
| Taxes withheld | None; you pay estimated tax quarterly | Withheld from every paycheck |
| Social Security and Medicare | Both halves, as self-employment tax: 15.3 percent up to the Social Security wage base, 2.9 percent above it | Half; the employer pays the other half |
| Health insurance | Yours to buy | Employer plan, usually subsidized |
| Retirement | Your own solo 401(k) or SEP-IRA, with no match | Employer 401(k) or 403(b), often with a match |
| Malpractice | Usually provided by the agency for each assignment | Provided by the employer; check who pays the tail |
| Paid time off | None; time off is unpaid | Vacation, sick time, and CME days |
| Weeks between assignments | Unpaid | Not a factor |
| Business expenses | Deductible: licenses, certification, CME, and qualifying travel | Generally not deductible for employees |
| Travel and lodging | Arranged or reimbursed per assignment | Usually none; relocation is sometimes paid |
Now run the numbers at $200 an hour. Forty hours a week for forty-six weeks is $368,000 before anything comes out. From that, a 1099 CRNA pays the employer's half of Social Security and Medicare as well as their own, buys health insurance, funds retirement with no match, and is unpaid for any week without an assignment. A permanent offer at a lower base carries all of those for you. Whether locum work still comes out ahead depends mostly on how steadily you can book it, and on how much you value choosing where and when you work.
How supervision rules shape the job you would be paid for
Medicare's conditions of participation require a CRNA to be supervised by the operating practitioner, such as the surgeon, or by an anesthesiologist who is immediately available, unless the state's governor has opted out of that requirement. According to the American Association of Nurse Anesthesiology's July 2026 fact sheet, 27 states and Guam have opted out: Alaska, Arizona, Arkansas, California, Colorado, Delaware, Idaho, Iowa, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, Montana, Nebraska, New Hampshire, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, South Dakota, Utah, Vermont, Washington, Wisconsin, and Wyoming. Utah and Wyoming opted out only for critical access and certain rural or small hospitals, Colorado moved from a partial to a full opt-out in 2023, and Vermont and Ohio joined in July 2026.
An opt-out does not by itself make a role independent. State law and each facility's medical staff bylaws still decide how CRNAs practice there. In practice, the job you would take falls into one of a few models: a medically directed care team, where an anesthesiologist directs up to four concurrent rooms; a CRNA-only department, common in rural hospitals, surgery centers, and offices; or a mix. The model affects pay, call, and how long people stay, so ask which one the role is before you compare offers.
Negotiating a permanent CRNA offer
Base salary starts the conversation. These are the lines where CRNA offers actually separate:
- Call pay. Whether call is paid separately, at what rate, and how often you take it.
- Schedule. Eights, tens, or twelves, weekends, and how the schedule is built and changed.
- Sign-on and retention bonuses. The amount, and the repayment terms if you leave early: prorated or all at once, and whether repayment is gross or net of tax.
- Loan repayment. Employer, state, or federal programs where the site qualifies, which can be worth more than a higher base.
- Retirement match. The percentage and the vesting schedule.
- Malpractice. Occurrence or claims-made, and who pays the tail if you leave.
- CME, licenses, and certification. An annual allowance and paid days to use it.
- Practice model in writing. Care team ratio or CRNA-only, so the job does not change after you start.
Questions to ask before a locum assignment
- What is the hourly rate, and what are the guaranteed weekly hours?
- How is call paid, and does it count toward the guarantee?
- Is malpractice provided, is it occurrence or claims-made, and who carries the tail?
- Are travel and lodging arranged, or reimbursed, and up to what amount?
- What happens, and what am I paid, if the facility cancels or shortens the assignment?
- Who handles credentialing and licensing, and how far ahead do I need to start?
- When and how am I paid, and how are hours approved?
Many CRNAs do both over a career: a permanent role for stability, locum work to try a region or bridge a move. MedStaff Nationwide's CRNA recruiters run permanent searches, and our sister company places CRNAs on locum assignments, so one conversation can cover both.
Frequently asked questions
- How much does a CRNA make in 2026?
- In the Bureau of Labor Statistics May 2025 wage data, state medians for nurse anesthetists run from $126,600 in Utah to $341,210 in Alaska, and the median across the 44 states with published figures is $247,240. Those are W-2 salaries; locum CRNAs paid as 1099 contractors are not counted.
- How much do locum CRNAs make per hour?
- Advertised locum CRNA rates on national job boards commonly run about $175 to $250 an hour in 2026, and some postings run higher. In a 2026 survey of 1099 CRNAs published by APEX Anesthesia, most reported $200 to $249 an hour and about a quarter reported more than $250. Call, nights, case mix, short notice, and remote locations push a rate up.
- Is it better for a CRNA to be 1099 or W-2?
- It depends on how steadily you can book work and what you value. A 1099 locum rate is usually higher by the hour, but you pay both halves of Social Security and Medicare, fund your own insurance and retirement, and are unpaid between assignments. A W-2 role trades some of the hourly rate for benefits, paid time off, a retirement match, and a predictable schedule. Compare the locum gross you can realistically book with the permanent offer’s total value, not its base salary.
- Which states pay CRNAs the most?
- In the May 2025 federal data, the highest state medians for nurse anesthetists were Alaska ($341,210), New York ($321,030), Massachusetts ($295,550), California ($292,410), and New Jersey ($291,350).
- Do CRNAs earn more in opt-out states?
- In the May 2025 federal data, the typical state that has fully opted out of physician supervision had a CRNA median of $263,930, against $236,960 in states where the federal rule applies. That is a correlation, not a cause: the opt-out list includes high-cost markets and rural states that depend on CRNA-only anesthesia.
- How is locum CRNA pay taxed?
- As self-employment income when you work as a 1099 contractor. Nothing is withheld, so you make quarterly estimated payments and pay self-employment tax, both halves of Social Security and Medicare, on your net earnings. Licensing, certification, CME, and qualifying travel are deductible business expenses. An accountant who works with locum clinicians is worth the fee in your first year.
